/* San Pablo Water Damage Restoration: "Creek Culvert" (research/structure-plan.md) */
:root{
  --fog:#4a6478;--fog-deep:#2e4253;--fog-ink:#1f2d38;
  --gold:#c9a227;--gold-ink:#1d1a10;--gold-tint:#f5edd2;--gold-line:#e3d6a6;
  --willow:#4f7a52;--willow-band:#3f6642;--willow-text:#355a38;
  --concrete:#f8f8f6;--gray:#ecedea;--rule:#cfd3cf;--white:#ffffff;
  --ink:#1b2229;--ink-2:#3a454e;--on-dark:#f3f5f6;--on-dark-2:#d6dee4;
  --head:"Rubik",system-ui,-apple-system,"Segoe UI",Arial,sans-serif;
  --body:"Noto Serif",Georgia,"Times New Roman",serif;
  --r:10px;--gutter:20px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--concrete);color:var(--ink);font-family:var(--body);font-size:17.5px;line-height:1.7}
img{max-width:100%;display:block}
svg{fill:currentColor}
main svg,header svg,footer svg,.callbar svg{width:1.1em;height:1.1em;flex:0 0 auto}
a{color:var(--fog-deep);text-decoration:underline;text-underline-offset:2px}
h1,h2,h3{font-family:var(--head);color:var(--ink);line-height:1.2;margin:0 0 .5em;letter-spacing:-.01em}
h1{font-size:clamp(2rem,4.2vw,3rem);font-weight:700}
h2{font-size:clamp(1.55rem,2.8vw,2.2rem);font-weight:700}
h3{font-size:1.15rem;font-weight:600}
p{margin:0 0 1em;max-width:66ch}
ul,ol{margin:0 0 1em}
.wrap{width:100%;max-width:1180px;margin:0 auto;padding-inline:var(--gutter)}
.wrap>*,.wrap *{min-width:0}
.skip-link{position:absolute;left:-9999px;top:0;background:var(--gold);color:var(--gold-ink);padding:10px 16px;z-index:200}
.skip-link:focus{left:10px}

/* ---------- buttons, chips, eyebrows ---------- */
.btn{display:inline-flex;align-items:center;gap:12px;border-radius:8px;text-decoration:none;font-family:var(--head);font-weight:600;padding:12px 20px;line-height:1.2;min-height:48px}
.btn svg,a[href^="tel:"] svg{width:1.1em;height:1.1em;flex:0 0 auto}
.btn--call{background:var(--fog-deep);color:#fff;box-shadow:0 8px 20px -12px rgba(31,45,56,.8)}
.btn--call:hover{background:var(--fog-ink)}
.btn--gold{background:var(--gold);color:var(--gold-ink)}
.btn--gold:hover{background:#d8b33c}
.btn--lg{padding:14px 26px}
.btn--lg svg{width:1.5em;height:1.5em}
.btn__stack{display:flex;flex-direction:column}
.btn__num{font-size:1.2rem;font-weight:700;letter-spacing:.01em}
.btn__sub{font-size:.85rem;font-weight:500;opacity:.95}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:18px}
.chip{display:inline-flex;align-items:center;gap:7px;background:#fff;border:1px solid #c3cbd1;border-radius:999px;padding:6px 13px;font:500 .88rem/1.2 var(--head);color:var(--ink)}
.chip svg{color:var(--willow-text);width:16px;height:16px}
.eyebrow{display:block;font:600 .8rem/1.3 var(--head);letter-spacing:.12em;text-transform:uppercase;color:var(--fog);margin-bottom:10px}
.eyebrow::before{content:"";display:inline-block;width:22px;height:3px;background:var(--gold);vertical-align:middle;margin-right:10px;border-radius:2px}
.eyebrow--light{color:var(--on-dark-2)}

/* ---------- header + nav ---------- */
.site-header{background:var(--concrete);border-top:5px solid var(--fog-deep);border-bottom:1px solid var(--rule);position:relative;z-index:50}
.topbar{display:flex;align-items:center;gap:22px;min-height:78px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--ink);flex:0 0 auto}
.brand__mark{width:46px;height:46px;flex:0 0 46px}
.brand__text{display:flex;flex-direction:column;line-height:1.15}
.brand__name{font:700 1.02rem var(--head);color:var(--fog-ink)}
.brand__name b{display:block;font-weight:500;font-size:.88rem;color:var(--ink-2)}
.brand__tag{font:500 .74rem var(--head);letter-spacing:.08em;text-transform:uppercase;color:var(--fog);margin-top:3px}
.nav{display:flex;align-items:center;gap:4px;margin-left:auto}
.nav>a,.drop>a{display:inline-flex;align-items:center;min-height:44px;padding:0 12px;font:500 .97rem var(--head);color:var(--ink);text-decoration:none;border-radius:6px;white-space:nowrap}
.nav>a:hover,.drop>a:hover{background:var(--gray)}
.drop{position:relative}
.drop>a::after{content:"";width:7px;height:7px;border-right:2px solid var(--fog);border-bottom:2px solid var(--fog);transform:rotate(45deg);margin:-4px 0 0 8px}
.drop__menu{display:none;position:absolute;top:100%;left:0;min-width:300px;background:#fff;border:1px solid var(--rule);border-top:4px solid var(--gold);border-radius:0 0 10px 10px;box-shadow:0 18px 40px -20px rgba(31,45,56,.5);padding:8px;max-height:min(72vh,560px);overflow-y:auto;overscroll-behavior:contain}
.drop::after{content:"";position:absolute;left:0;right:0;top:100%;height:10px}
.drop:hover .drop__menu,.drop:focus-within .drop__menu,.drop.is-open .drop__menu{display:block}
.drop__menu a{display:block;padding:9px 12px;border-radius:6px;font:500 .95rem var(--head);color:var(--ink);text-decoration:none}
.drop__menu a:hover{background:var(--gray)}
.menu-close{display:none}
.top-cta{display:flex;align-items:center;gap:10px;flex:0 0 auto}
.phone-pill{display:inline-flex;align-items:center;gap:10px;background:var(--fog-deep);color:#fff;text-decoration:none;border-radius:999px;padding:6px 18px 6px 6px;font:700 1.05rem var(--head);white-space:nowrap;min-height:46px}
.phone-pill__ic{display:inline-flex;align-items:center;justify-content:center;width:34px;height:34px;border-radius:50%;background:var(--gold);color:var(--gold-ink)}
.phone-pill__ic svg{width:18px;height:18px}
.nav-toggle{display:none;width:46px;height:46px;border:1px solid var(--rule);border-radius:8px;background:#fff;cursor:pointer;padding:0;flex-direction:column;align-items:center;justify-content:center;gap:5px}
.nav-toggle span{display:block;width:22px;height:2px;background:var(--fog-ink);border-radius:2px}

/* ---------- culvert divider + waterline ---------- */
.culvert{line-height:0}
.culvert svg{display:block;width:100%;height:40px}
.waterline{height:6px;background:linear-gradient(90deg,var(--willow) 0 30%,var(--fog) 30% 70%,var(--gold) 70% 100%)}

/* ---------- sections ---------- */
.section{padding:80px 0}
.section--tight{padding:56px 0}
.band--gray{background:var(--gray)}
.band--gold{background:var(--gold-tint)}
.band--fog{background:var(--fog-deep);color:var(--on-dark)}
.band--fog h2,.band--fog h3{color:#fff}
.band--fog p{color:var(--on-dark-2)}
.band--fog a{color:#fff}
.band--rain{background-image:repeating-linear-gradient(112deg,rgba(255,255,255,.035) 0 2px,transparent 2px 16px)}
.sec-head{max-width:780px;margin-bottom:36px}
.sec-head p{color:var(--ink-2)}
.sec-head--light p{color:var(--on-dark-2)}
.sec-head--split{max-width:none;display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:end}
.sec-head--split p{margin:0}

/* ---------- hero ---------- */
.hero{padding:56px 0 64px;background:var(--concrete)}
.hero__grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.05fr);grid-template-areas:"media copy";gap:56px;align-items:center}
.hero__copy{grid-area:copy}
.hero__media{grid-area:media;margin:0}
.hero__lead{font-size:1.12rem;color:var(--ink-2);margin:6px 0 24px}
.hero__note{display:flex;gap:8px;align-items:flex-start;font:500 1rem var(--head);color:var(--ink-2);margin:18px 0 0}
.hero__note svg{color:var(--willow-text);margin-top:3px}
.culvert-frame{padding:10px;border-radius:22px;background:repeating-linear-gradient(90deg,var(--fog) 0 7px,#61798c 7px 14px);box-shadow:0 26px 50px -30px rgba(31,45,56,.75)}
.culvert-frame img{width:100%;height:440px;object-fit:cover;border-radius:14px}
.culvert-frame--sm img{height:360px}
.crumbs{display:flex;flex-wrap:wrap;align-items:center;gap:6px;font:500 .88rem var(--head);color:var(--ink-2);margin-bottom:14px}
.crumbs svg{width:14px;height:14px;color:var(--fog)}
.crumbs a{color:var(--fog-deep)}
.page-hero{padding:52px 0 40px;background:var(--concrete)}
.page-hero p{color:var(--ink-2);font-size:1.08rem}

/* ---------- services cards ---------- */
.svc-cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}
.svc-card{display:grid;grid-template-columns:190px minmax(0,1fr);background:#fff;border:1px solid var(--rule);border-left:5px solid var(--fog);border-radius:var(--r);overflow:hidden;text-decoration:none;color:var(--ink);transition:border-color .15s,box-shadow .15s}
.svc-card:hover{border-left-color:var(--gold);box-shadow:0 14px 30px -22px rgba(31,45,56,.6)}
.svc-card__img{width:100%;height:100%;min-height:172px;object-fit:cover}
.svc-card__body{display:flex;flex-direction:column;padding:18px 20px}
.svc-card__body h3{font-size:1.08rem;margin-bottom:6px}
.svc-card__body p{font-size:1rem;color:var(--ink-2);margin-bottom:10px}
.svc-card__go{margin-top:auto;display:inline-flex;align-items:center;gap:6px;font:600 .9rem var(--head);color:var(--willow-text);text-decoration:underline}

/* ---------- staff gauge (first steps) ---------- */
.gauge{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:22px;position:relative}
.gauge::before{content:"";position:absolute;left:0;right:0;top:12px;height:12px;border-top:2px solid rgba(255,255,255,.55);background:repeating-linear-gradient(90deg,rgba(255,255,255,.5) 0 2px,transparent 2px 14px)}
.gauge__step{position:relative}
.gauge__tick{position:relative;z-index:1;display:inline-flex;align-items:center;justify-content:center;width:38px;height:38px;border-radius:6px;background:var(--gold);color:var(--gold-ink);font:700 1.05rem var(--head);margin-bottom:16px}
.gauge__step h3{font-size:1.05rem}
.gauge__step p{font-size:1rem;margin:0}
.gauge--col{grid-template-columns:1fr;gap:20px}
.gauge--col::before{left:18px;right:auto;top:0;bottom:0;width:12px;height:auto;border-top:0;border-left:2px solid var(--fog);background:repeating-linear-gradient(180deg,var(--fog) 0 2px,transparent 2px 14px);opacity:.55}
.gauge--col .gauge__step{display:grid;grid-template-columns:38px minmax(0,1fr);gap:16px}
.gauge--col .gauge__tick{margin:0}
.gauge--col .gauge__step p{color:var(--ink-2)}

/* ---------- water categories ---------- */
.cats{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.cat{background:#fff;border:1px solid var(--rule);border-radius:var(--r);padding:28px}
.cat p{color:var(--ink-2);font-size:1rem}
.cat a{display:inline-flex;align-items:center;gap:6px;font:600 .95rem var(--head);color:var(--willow-text)}
.cat__mouth{display:block;width:76px;height:76px;border-radius:50%;padding:9px;margin-bottom:18px;background:repeating-conic-gradient(var(--fog) 0 9deg,#8299ab 9deg 18deg)}
.cat__level{display:block;width:100%;height:100%;border-radius:50%;background:linear-gradient(to top,var(--lv) 0 48%,#f8f8f6 48% 100%);border:2px solid #fff}
.cat--1 .cat__level{--lv:#8fc3dd}
.cat--2 .cat__level{--lv:#9aa49c}
.cat--3 .cat__level{--lv:#4d4130}

/* ---------- handled (why) ---------- */
.handled{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,.8fr);gap:56px;align-items:center}
.handled__media{margin:0}
.attrs{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin-top:22px}
.attrs--4{grid-template-columns:repeat(4,minmax(0,1fr))}
.attr{background:#fff;border:1px solid var(--rule);border-top:4px solid var(--willow);border-radius:var(--r);padding:20px}
.attr h3{font-size:1.02rem;margin-top:12px}
.attr p{font-size:1rem;color:var(--ink-2);margin:0}
.attr__ic{display:inline-flex;align-items:center;justify-content:center;width:42px;height:42px;border-radius:50%;background:var(--fog-deep);color:#fff}
.attr__ic svg{width:22px;height:22px}

/* ---------- dry-out standard: creek line ---------- */
.std{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:56px;align-items:start}
.std__intro p{color:var(--ink-2)}
.creekline{list-style:none;margin:0;padding:0;position:relative}
.creekline::before{content:"";position:absolute;left:11px;top:8px;bottom:8px;width:4px;border-radius:2px;background:var(--willow)}
.creekline__item{position:relative;padding:0 0 26px 48px}
.creekline__item:last-child{padding-bottom:0}
.creekline__dot{position:absolute;left:0;top:2px;width:26px;height:26px;border-radius:50%;background:var(--gray);border:5px solid var(--willow)}
.creekline__item p{color:var(--ink-2);margin:0;font-size:1rem}

/* ---------- gallery ---------- */
.gallery{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px}
.gal{margin:0;border-radius:var(--r);overflow:hidden;border:4px solid #fff;box-shadow:0 10px 24px -18px rgba(31,45,56,.7)}
.gal img{width:100%;height:230px;object-fit:cover}
.gal--wide{grid-column:span 2}

/* ---------- cost ranges ---------- */
.answer{font-size:1.14rem;color:var(--ink);max-width:70ch}
.ranges{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin:26px 0}
.range{background:#fff;border:1px solid var(--gold-line);border-radius:var(--r);padding:24px}
.range__amt{font:700 1.5rem var(--head);color:var(--ink);margin:0}
.range__bar{position:relative;height:10px;background:#ece3c4;border-radius:5px;margin:14px 0 16px}
.range__bar span{position:absolute;top:0;bottom:0;background:var(--gold);border-radius:5px}
.range ul{margin:0;padding-left:18px;color:var(--ink-2);font-size:1rem}
.cost-note{font-size:1rem;color:var(--ink-2)}

/* ---------- insurance ---------- */
.claim{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(0,.9fr);gap:40px;align-items:start}
.claim-file{position:relative;background:#fff;border:1px solid var(--rule);border-radius:0 14px 14px 14px;padding:36px;margin-top:30px}
.claim-file__tab{position:absolute;top:-31px;left:-1px;background:#fff;border:1px solid var(--rule);border-bottom:0;border-radius:10px 10px 0 0;padding:6px 20px;font:600 .85rem var(--head);color:var(--fog-ink)}
.checklist{list-style:none;padding:0;margin:0}
.checklist li{display:grid;grid-template-columns:24px minmax(0,1fr);gap:12px;padding:9px 0;border-bottom:1px dashed var(--rule)}
.checklist li:last-child{border-bottom:0}
.checklist svg{color:var(--willow-text);width:22px;height:22px;margin-top:3px}
.checklist--narrow{max-width:760px}
.selfcheck{background:var(--gold-tint);border-left:6px solid var(--gold);border-radius:0 12px 12px 0;padding:28px;margin-top:30px}
.selfcheck p{color:var(--ink)}

/* ---------- coverage ---------- */
.cov{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:32px;align-items:start}
.cov-map{margin:0;background:#fff;border:1px solid var(--rule);border-radius:var(--r);overflow:hidden}
.cov-map iframe{display:block}
.cov-map figcaption{display:flex;align-items:center;gap:8px;padding:12px 16px;font:500 .9rem var(--head);color:var(--ink-2)}
.cov-map figcaption svg{color:var(--willow-text)}
.cov-lists h2{font-size:1.4rem}
.cov-lists h3{font-size:1rem;margin:16px 0 8px}
.cov-lists h3:first-child{margin-top:0}
.chipset{display:flex;flex-wrap:wrap;gap:8px}
.tag{display:inline-block;padding:6px 12px;border-radius:999px;background:#fff;border:1px solid #c5ccd1;font:500 .9rem/1.3 var(--head);color:var(--ink)}
a.tag{text-decoration:underline;color:var(--fog-deep)}
.tag--zip{background:var(--gold);border-color:var(--gold);color:var(--gold-ink);font-weight:700}
.reach{background:var(--fog-deep);color:var(--on-dark);border-radius:12px;padding:26px;margin-top:24px}
.reach h3{color:#fff}
.reach p{color:var(--on-dark-2);font-size:1rem}
.reach a{color:#fff}
.reach .btn--call{background:var(--gold);color:var(--gold-ink);margin-bottom:14px}
.reach__email{overflow-wrap:anywhere}
.cov--page{grid-template-columns:minmax(0,1fr) minmax(0,1fr)}
.cov-compact{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:40px;align-items:center}
.cov-note p{color:var(--ink-2)}
.gsearch{display:inline-flex;align-items:center;gap:8px;font:600 .95rem var(--head);color:var(--fog-deep)}
.gsearch--light{color:#fff}

/* ---------- local risk ---------- */
.risk{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:40px;align-items:start}
.flood-card{background:var(--fog-ink);border-radius:12px;overflow:hidden;border:1px solid #4d6576}
.flood-card img{width:100%;height:270px;object-fit:cover}
.flood-card__text{padding:22px}
.flood-card__text p{margin:0}
.floodtag{display:inline-block;background:var(--gold);color:var(--gold-ink);font:700 .85rem var(--head);padding:4px 12px;border-radius:4px;margin-bottom:12px}
.risk-list{list-style:none;padding:0;margin:0}
.risk-list li{padding:14px 0;border-bottom:1px solid rgba(255,255,255,.16);color:var(--on-dark-2);font-size:1rem}
.risk-list li:first-child{padding-top:0}
.risk-list b{color:#fff;font-family:var(--head);font-weight:600}

/* ---------- FAQ ---------- */
.faq__grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;align-items:start}
.faq-item{background:#fff;border:1px solid var(--rule);border-radius:var(--r)}
.faq-item summary{position:relative;list-style:none;cursor:pointer;padding:18px 52px 18px 20px;font:600 1.02rem/1.4 var(--head);color:var(--ink)}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:"+";position:absolute;right:16px;top:14px;width:28px;height:28px;border-radius:50%;background:var(--gray);color:var(--fog-deep);font:700 1.2rem/28px var(--head);text-align:center}
.faq-item[open] summary::after{content:"\2212"}
.faq-item div{padding:0 20px 18px}
.faq-item p{margin:0;color:var(--ink-2)}
.faq-card{display:flex;align-items:center;justify-content:space-between;gap:24px;margin-top:24px;background:var(--fog-deep);color:#fff;border-radius:12px;padding:24px 28px}
.faq-card h3{color:#fff;margin-bottom:4px}
.faq-card p{color:var(--on-dark-2);margin:0}
.faq-card .btn--call{background:var(--gold);color:var(--gold-ink)}

/* ---------- closer ---------- */
.closer{background:var(--willow-band);color:#fff;padding:64px 0 72px}
.closer__grid{display:grid;grid-template-columns:minmax(0,1.4fr) minmax(0,1fr);gap:40px;align-items:center}
.closer h2{color:#fff}
.closer p{color:#e4ece4}
.closer .eyebrow--light{color:#e4ece4}
.closer__act p{font:500 1rem var(--head);margin:14px 0 0}

/* ---------- service page ---------- */
.glance-band{background:var(--fog-deep);padding:22px 0}
.ataglance{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}
.ataglance__item{display:flex;flex-direction:column;border-left:3px solid var(--gold);padding-left:14px}
.ataglance__k{font:500 .78rem var(--head);letter-spacing:.08em;text-transform:uppercase;color:var(--on-dark-2)}
.ataglance__v{font:600 1.02rem var(--head);color:#fff}
.svc-two{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(0,.9fr);gap:56px;align-items:start}
.svc-lead p{color:var(--ink)}
.svc-call{display:flex;flex-wrap:wrap;align-items:center;gap:14px 20px;background:var(--gray);border-radius:12px;padding:18px 20px;margin-top:8px}
.svc-call p{margin:0;font:600 1rem var(--head)}
.svc-steps{background:#fff;border:1px solid var(--rule);border-radius:14px;padding:28px}
.svc-steps__h{font-size:1.15rem;margin-bottom:18px}
.rings{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}
.ring{background:#38505f;border:1px solid #4d6576;border-radius:12px;padding:24px}
.ring__n{display:inline-flex;align-items:center;justify-content:center;width:54px;height:54px;border-radius:50%;border:5px dashed var(--gold);background:var(--gold-tint);color:var(--gold-ink);font:700 1.2rem var(--head);margin-bottom:14px}
.ring p{margin:0;font-size:1rem}
.prose{max-width:820px}
.prose--rule{border-left:4px solid var(--willow);padding-left:32px;margin:0 auto}
.prose--narrow{max-width:780px;margin:0 auto}
.prose h2{font-size:1.55rem;margin-top:34px}
.prose h2:first-child{margin-top:0}
.prose ul{padding-left:20px}
.prose li{margin-bottom:6px}
.rel-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:12px}
.rel-grid--2{grid-template-columns:repeat(2,minmax(0,1fr))}
.rel-card{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:16px 18px;background:#fff;border:1px solid var(--rule);border-radius:var(--r);font:600 1rem var(--head);color:var(--ink);text-decoration:none}
a.rel-card:hover{border-color:var(--fog)}
.rel-card svg{color:var(--fog);width:18px;height:18px}
.rel-card--plain{color:var(--ink-2)}

/* ---------- inner pages ---------- */
.cards-3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.card{background:#fff;border:1px solid var(--rule);border-radius:var(--r);padding:24px}
.card h3{display:flex;align-items:center;gap:8px}
.card h3 svg{color:var(--willow-text)}
.card p{color:var(--ink-2);font-size:1rem}
.foot-email{overflow-wrap:anywhere}
.area-cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.legal{max-width:780px}
.legal h2{font-size:1.35rem;margin-top:28px}
.sitemap-cols{display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:28px}
.sitemap-cols h2{font-size:1.2rem}
.sitemap-cols ul{padding-left:18px}

/* ---------- tools ---------- */
.tool{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:28px;align-items:start}
.tool__form{background:#fff;border:1px solid var(--rule);border-radius:12px;padding:28px}
.field{margin-bottom:18px}
.field label{display:block;font:600 .97rem var(--head);margin-bottom:6px}
.field select{width:100%;max-width:100%;padding:12px;font:1rem var(--body);color:var(--ink);border:1px solid #aab4ba;border-radius:8px;background:#fff}
.checks label{display:flex;gap:12px;align-items:flex-start;font:400 1rem var(--body);padding:10px 0;border-bottom:1px dashed var(--rule)}
.checks input{width:20px;height:20px;margin-top:4px;flex:0 0 auto}
.checks__h{display:block;font:600 .97rem var(--head);margin-bottom:6px}
.tool__out{background:var(--fog-deep);color:#fff;border-radius:12px;padding:28px}
.tool__out h2{color:#fff;font-size:1.3rem}
.tool__result{font:700 2.1rem var(--head);color:#fff;margin:0 0 10px}
.tool__note{color:var(--on-dark-2);font-size:1rem}
.tool__out .btn--call{background:var(--gold);color:var(--gold-ink);margin-top:8px}
.page-hero .btn{margin-top:6px}

/* ---------- blog ---------- */
.post-wrap{max-width:800px}
.post-meta{font:500 1rem var(--head);color:var(--ink-2)}
.post-body{padding-top:40px}
.art-fig{margin:28px 0}
.art-fig img{width:100%;height:auto;border-radius:12px}
.art-fig--lead{margin-top:0}
.art-lede{font-size:1.15rem}
.takeaways{background:var(--gold-tint);border-left:6px solid var(--gold);border-radius:0 12px 12px 0;padding:22px 26px;margin:24px 0}
.takeaways h2{font-size:1.2rem}
.takeaways ul{list-style:none;padding:0;margin:0}
.takeaways li{display:grid;grid-template-columns:24px minmax(0,1fr);gap:10px;padding:5px 0}
.takeaways svg{color:var(--willow-text);margin-top:4px}
.toc{background:var(--gray);border-radius:12px;padding:20px 24px;margin:24px 0}
.toc__h{font:600 1rem var(--head);margin-bottom:6px}
.toc ol{margin:0;padding-left:20px}
.art-sec h2{font-size:1.5rem;margin-top:34px}
.art-list{padding-left:20px}
.art-call{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:16px;background:var(--fog-deep);color:#fff;border-radius:12px;padding:22px 26px;margin:28px 0}
.art-call p{color:var(--on-dark-2);margin:0}
.art-call .art-call__h{color:#fff;font:600 1.1rem var(--head);margin-bottom:4px}
.art-call .btn--call{background:var(--gold);color:var(--gold-ink)}
.related-pages{margin-top:36px}
.related-pages h2{font-size:1.3rem}
.post-list{list-style:none;padding:0;margin:0}
.post-card{padding:22px 0;border-bottom:1px solid var(--rule)}
.post-card h2{font-size:1.3rem;margin:4px 0 8px}

/* ---------- footer ---------- */
.map-strip{background:var(--fog-deep);padding:0 0 28px}
.map-strip iframe{border-radius:12px}
.site-footer{background:var(--fog-deep);color:var(--on-dark-2);padding:12px 0 28px;font-size:1rem}
.foot-grid{display:grid;grid-template-columns:minmax(0,1.5fr) repeat(3,minmax(0,1fr));gap:32px}
.foot-name{display:block;font:700 1.15rem var(--head);color:#fff;margin-bottom:10px}
.site-footer h3{color:#fff;font-size:1rem;margin-bottom:12px}
.site-footer p{color:var(--on-dark-2)}
.site-footer a{color:#fff}
.foot-list{list-style:none;padding:0;margin:0}
.foot-list li{padding:4px 0}
.foot-bottom{display:flex;flex-wrap:wrap;justify-content:space-between;gap:10px;border-top:1px solid rgba(255,255,255,.18);margin-top:28px;padding-top:18px;font:500 .88rem var(--head)}
.callbar{display:none}

/* ---------- responsive ---------- */
@media (max-width:1100px){
  .nav{display:none}
  .nav-toggle{display:inline-flex}
  body.is-menu .nav{display:flex;position:fixed;inset:0;z-index:100;flex-direction:column;align-items:stretch;gap:2px;margin:0;background:var(--fog-deep);padding:76px 22px 32px;overflow-y:auto}
  body.is-menu .nav>a,body.is-menu .drop>a{color:#fff;font-size:1.1rem;padding:0 8px;min-height:50px;border-bottom:1px solid rgba(255,255,255,.14);border-radius:0}
  body.is-menu .drop{display:block}
  body.is-menu .drop>a{display:flex;justify-content:space-between}
  body.is-menu .drop>a::after{border-color:#fff;margin-right:8px}
  body.is-menu .drop::after{display:none}
  body.is-menu .drop__menu{position:static;display:none;min-width:0;max-height:none;overflow:visible;background:transparent;border:0;box-shadow:none;padding:4px 0 10px 12px}
  body.is-menu .drop.is-open .drop__menu{display:block}
  body.is-menu .drop:hover .drop__menu{display:none}
  body.is-menu .drop.is-open:hover .drop__menu{display:block}
  body.is-menu .drop__menu a{color:var(--on-dark-2);padding:9px 8px}
  body.is-menu .drop__menu a:hover{background:rgba(255,255,255,.08)}
  body.is-menu .menu-close{display:inline-flex;align-items:center;justify-content:center;position:fixed;top:14px;right:16px;width:48px;height:48px;border-radius:50%;background:#fff;border:0;cursor:pointer;z-index:101}
  body.is-menu .menu-close svg{width:24px;height:24px;stroke:var(--fog-ink);stroke-width:2.6;fill:none}
  .top-cta{margin-left:auto}
}
@media (max-width:900px){
  body{padding-bottom:64px}
  .callbar{display:block;position:fixed;left:0;right:0;bottom:0;z-index:90;background:var(--gold);box-shadow:0 -6px 18px -8px rgba(0,0,0,.35)}
  .callbar a{display:flex;align-items:center;justify-content:center;gap:8px;min-height:58px;padding:0 16px;color:var(--gold-ink);font:700 1.05rem var(--head);text-decoration:none}
  .section{padding:60px 0}
  .hero__grid{grid-template-columns:1fr;grid-template-areas:"copy" "media";gap:30px}
  .culvert-frame img{height:320px}
  .svc-cards,.cats,.ranges,.rings,.cards-3,.area-cards{grid-template-columns:1fr}
  .handled,.std,.claim,.cov,.cov--page,.cov-compact,.risk,.svc-two,.tool,.closer__grid{grid-template-columns:1fr;gap:30px}
  .attrs--4{grid-template-columns:repeat(2,minmax(0,1fr))}
  .gauge{grid-template-columns:1fr;gap:18px}
  .gauge::before{left:18px;right:auto;top:0;bottom:0;width:12px;height:auto;border-top:0;border-left:2px solid rgba(255,255,255,.55);background:repeating-linear-gradient(180deg,rgba(255,255,255,.5) 0 2px,transparent 2px 14px)}
  .gauge__step{display:grid;grid-template-columns:38px minmax(0,1fr);gap:16px}
  .gauge__tick{margin:0}
  .ataglance{grid-template-columns:repeat(2,minmax(0,1fr))}
  .foot-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .foot-brand{grid-column:1 / -1}
  .faq__grid{grid-template-columns:1fr}
  .faq-card{flex-direction:column;align-items:flex-start}
  .gallery{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media (max-width:760px){
  .sec-head--split{grid-template-columns:1fr;gap:12px}
  .brand__tag{display:none}
}
@media (max-width:640px){
  :root{--gutter:16px}
  body{font-size:17px}
  .topbar{min-height:66px;gap:10px}
  .brand__mark{width:38px;height:38px;flex-basis:38px}
  .brand__name{font-size:1rem}
  .brand__name b{font-size:.78rem}
  .phone-pill{padding:5px;min-height:44px}
  .phone-pill span:last-child{display:none}
  .hero{padding:36px 0 44px}
  .culvert-frame{padding:7px;border-radius:16px}
  .culvert-frame img{height:240px;border-radius:11px}
  .svc-card{grid-template-columns:110px minmax(0,1fr)}
  .svc-card__img{min-height:150px}
  .svc-card__body{padding:14px}
  .attrs,.attrs--4,.rel-grid--2{grid-template-columns:1fr}
  .gal img{height:150px}
  .claim-file{padding:24px 20px}
  .prose--rule{padding-left:18px}
  .foot-grid{grid-template-columns:1fr}
  .btn--lg{padding:12px 18px}
}
@media (max-width:420px){
  .callbar__pre{display:none}
}

/* self-hosted fonts (was Google Fonts; latin) */
@font-face{font-family:'Noto Serif';font-style:normal;font-weight:400 600;font-display:swap;src:url(../fonts/noto-serif.woff2?v=c9192542) format('woff2')}
@font-face{font-family:'Rubik';font-style:normal;font-weight:400 700;font-display:swap;src:url(../fonts/rubik.woff2?v=b65daadd) format('woff2')}